iBanking – Digital Banking and Financial Solution

Description

iBanking is a comprehensive digital banking and financial software solution built for banks, fintech companies, and digital financial institutions. It includes essential modules for managing accounts, transactions, cards, payments, loans, investments, KYC, and compliance—all in a secure, scalable, and user-friendly environment.

1. Secure User Registration and Login

2. Two-Factor Authentication (2FA)

3. Multi-User Role Support (Admin, Staff, Customer)

4. Interactive User Dashboard

5. Real-Time Account Balance Display

6. Multiple Account Types (Savings, Current, etc.)

7. Digital Wallet Integration

8. Internal Fund Transfer System

9. Bank-to-Bank Fund Transfers

10. Wire Transfers and SWIFT Support

11. Transfer History and Receipts

12. Currency Conversion and Multi-Currency Support

13. KYC (Know Your Customer) Verification System

14. Document Upload and Approval Workflow

15. Transaction PIN and Secure Validation

16. Debit/Credit Card Management

17. Virtual Card Issuance System

18. ATM & Card Transaction Logs

19. Fixed Deposit Management

20. Loan Application and Approval System

21. EMI Calculation and Schedule

22. Loan Repayment and Auto-Debit

23. Investment Plans and ROI Tracking

24. Bill Payment and Utility Integration

25. Mobile Recharge and Top-up System

26. Recurring Payment Scheduling

27. QR Code-Based Payment System

28. Payment Gateway Integrations

29. Invoice Generation and Download

30. Notification Center (Email, SMS, In-App)

31. Transaction Alerts and Logs

32. Dispute Management System

33. Customer Support Ticket System

34. Audit Trail and Activity Logs

35. Branch and Staff Management

36. IBAN and Account Number Generator

37. Customizable Account Settings

38. Referral and Affiliate Program

39. AML (Anti-Money Laundering) Checks

40. Role-Based Access Control (RBAC)

41. Multilingual Interface

42. RTL Language Support

43. Theme and UI Customization

44. Real-Time Currency Rates API

45. Tax and Fee Calculation Module

46. Report Generation (PDF, Excel)

47. Admin Dashboard with Key Metrics

48. Graphs and Analytics for Finance Insights

49. Marketing Banner and Promotion Tools

50. Integrated CMS for Pages and Content

51. API Access for Third-Party Integration

52. SaaS Ready (Multi-Tenant Support)

53. User Wallet Top-Up via Payment Gateway

54. Security Logs and IP Monitoring

55. Manual Transaction Entry for Admin

56. SMS and Email Template Management

57. Dark and Light Mode Toggle

58. Google reCAPTCHA Integration

59. Backup and Restore Options

60. Custom Landing Page Builder

61. OTP Verification via SMS or Email

62. Maintenance Mode and Status Toggle

63. Third-Party Bank Integration (API Ready)

64. Daily, Weekly, Monthly Financial Reports

65. AML Flagging and Manual Review

66. Customer Profile and Identity Management

67. Loan Collateral Upload and Risk Tagging

68. Digital Signature Upload

69. Custom Document Fields for Verification

70. Expense Management Module

71. Internal Messaging System

72. IP Whitelisting and Access Control

73. Notification Preferences and Settings

74. CRM Module for Customer Tracking

75. Plugin and Module Management

Let me know if you’d like this tailored by User Role, or adapted for a pitch deck, website, or SaaS demo brochure.