🚀 Overview

OmniMoney is a full-stack payment gateway and wallet framework built with PHP (Laravel) and Flutter.
It enables developers to integrate MasterCard Payouts for seamless fund disbursements, settlements, and
user-ledger management. Designed for fintech startups, marketplaces, SaaS platforms, and financial service providers.

Experience: Based on real-world payout models (e.g., vendor settlements and gig-economy payments), it demonstrates how to manage compliance, ledgers, and API integration effectively.

✨ Key Features

• ✅ MasterCard Payouts API with secure signing and verification.
• 💰 Wallet & Ledger System – double-entry accounting for deposits and disbursements.
• 👥 User Management – KYC/KYB validation and eligibility checks.
• 📊 Reconciliation Dashboard – dispute tracking and payout audit logs.
• 📦 Modular Gateway Abstraction – add PayPal, bank transfer, or local gateways easily.
• 📱 Flutter Apps for users and merchants with notifications and analytics.
• 🔐 Secure – JWT auth, rate limiting, CSRF, HTTPS, and role-based access.
• ⚙️ API-first – OpenAPI documentation and Postman collections included.

⚙️ Technical Stack

• Backend: PHP 8.1+, Laravel 10, Composer 2.x
• Frontend: Flutter 3.x (Dart 3), Android SDK 34+, iOS 13+
• Database: MySQL 8 / MariaDB 10.6+, Redis (cache/queue)
• Server: Nginx or Apache, PHP-FPM, HTTPS/TLS 1.2+
• Dev Tools: Node 18+, Docker (optional), GitHub Actions CI/CD

🧩 Installation Guide

1. Clone the project and run composer install.
2. Set environment values in .env (DB, queue, mail, MasterCard keys).
3. Run migrations: php artisan migrate --seed.
4. Start queue workers: php artisan queue:work.
5. Generate keys: php artisan key:generate.
6. Build the Flutter app: flutter pub get → flutter build apk.

📦 Deliverables

• ✅ Full PHP (Laravel) source code
• ✅ Flutter (Android/iOS) app sources
• ✅ SQL database schema and seeds
• ✅ API documentation (OpenAPI & Postman)
• ✅ Admin panel with user & payout management
• ✅ GPL License file and README

📱 Supported Platforms

• Server: Linux/Ubuntu 22.04+, Docker-ready
• Web: Chrome, Firefox, Edge, Safari (latest)
• Mobile: Android 8.0+, iOS 13+

👨‍💻 Original Developer Credit

Originally developed by CodeCanyon Author. Please support the original creator.

🔒 Disclaimer

This software is redistributed under the GPL v3 license for educational and commercial use in compliance with GPL terms.
We are not affiliated with MasterCard or the original vendor. Trademarks belong to their respective owners.
Production deployments require a valid merchant account, API credentials, and regulatory compliance.