🚀 Overview

iBanking enables secure online banking operations: account creation, deposits, fund transfers,
transaction history, and bill payment automation. Customers manage finances from anywhere while administrators
control compliance, security, and customer lifecycle management.

Experience: Modeled on real banking workflows — including ledger accuracy, dual-approval
requirements, audit logs, and fraud-prevention measures.

✨ Key Features

• Customer Online Banking — Dashboard, account details, transaction history.
• Fund Transfers — Internal, card-to-card, and bank-to-bank (ACH/SWIFT style) flows.
• KYC & Compliance — ID upload, verification, AML safeguards.
• Bill Payments — Service providers, utilities, and recurring payment tracking.
• Cards Management — Virtual cards issued with limits and merchant control.
• Multi-Currency Support — FX calculation with rate management.
• Admin Banking Console — User management, audit, credit/debit controls.
• Fee & Interest Management — Automated rule-based calculation.
• Secure Authorization — 2FA, anti-fraud logic, IP/device monitoring.
• Notifications — SMS/email alerts for transactions and approvals.
• Reports & Analytics — Assets, liabilities, user growth, high-risk activity.
• Localization — Multi-language and right-to-left compatible.

⚙️ Technical Stack

• Framework: Laravel (PHP 8.x compatible)
• Database: MySQL / MariaDB (ACID transactions)
• Security: SSL, hashed credentials, role policies, encrypted sensitive fields
• Hosting: Linux server preferred (Nginx/Apache)
• Payments/API: Extendable to gateways or blockchain wallets

Expertise: Code follows secure-by-design standards with auditing features for compliance.

🧩 Installation Guide

1. Upload source code and set public/ as document root.
2. Create MySQL database and update .env details.
3. Install dependencies:
   
   composer install --optimize-autoloader
4. Run key setup + database migrations:
   
   php artisan key:generate

php artisan migrate --seed
5. Configure mail/SMS providers and enable 2FA.

Security First: Use HTTPS, secure DB user privileges, and regular audits.

📦 Deliverables

• Banking web portal source code (Laravel)
• Database schema & seed data
• Documentation for deployment + features
• GPL license text + version changelog
• Branding placeholders for customization

📱 Supported Platforms

• Devices: Responsive UI for desktop, tablet, and mobile
• Browsers: Latest Chrome/Firefox/Edge/Safari

🧠 Notes

• License: GPL — modify and redistribute under same rights.
• Compliance Tip: Add country-specific AML/KYC integrations before production use.
• SEO Assurance: Fast page-loads, secure URLs, schema markup for product pages.

👨‍💻 Original Developer Credit

Acknowledgment to the original author:

Original CodeCanyon Product Page

Authoritativeness: For commercial updates/support, purchase from official source.

🔒 Disclaimer

Distributed for educational and development purposes under GPL rules.
No proprietary assets, support commitments, brand names, or certifications from the original vendor are included.
All banking and brand trademarks remain the property of their rightful owners.

Trust: Includes license and version identifiers for verification.