🚀 Overview

Livo Bank is a comprehensive digital banking system built using Laravel for backend administration and Flutter for mobile banking. It provides a complete solution for managing accounts, deposits, withdrawals, fund transfers, loans, and customer management. Designed for fintech startups, neobanks, and microfinance institutions, Livo Bank simplifies banking operations while offering a professional and secure user experience.

✨ Key Features

• 💳 Account Management – create and manage user accounts with KYC verification
• 💰 Deposit & Withdrawal System – handle cash and digital transactions securely
• 🔁 Fund Transfers – internal wallet transfers and bank-to-bank payments
• 🏦 Loan Management – issue, track, and manage loan applications and repayments
• 📱 Flutter Mobile App – Android and iOS apps for customers with real-time banking
• 🖥️ Laravel Admin Panel – manage users, transactions, accounts, and reports
• 📊 Reports & Analytics – view transaction history, revenue, and financial analytics
• 🔐 Security & Role-Based Access – admin, staff, and customer-level permissions
• 🌐 SaaS Ready – support multiple banking institutions or branches from one platform
• 💬 Notifications & Alerts – email/SMS for transactions, approvals, and system updates

⚙️ Technical Stack

Backend: Laravel 9+ (PHP 8+)
Frontend: Bootstrap 5 + Blade Templates
Mobile App: Flutter (Android & iOS)
Database: MySQL / MariaDB
Server Requirements: Apache/Nginx, PHP 8+, Composer, Node.js, 4GB+ RAM
API & Integrations: Payment gateways, SMS/email notifications, KYC verification APIs

🧩 Installation Guide

1. Upload the Livo Bank Laravel source files to your web server.
2. Create a MySQL database and import the provided SQL file.
3. Configure the .env file with database, payment gateway, and mail credentials.
4. Run composer install and php artisan migrate --seed.
5. Build and deploy the Flutter mobile app, connecting it via the API URL.
6. Login to the admin panel to configure accounts, transaction rules, and system settings.

📦 Deliverables

• Laravel backend source code
• Flutter mobile app source code (Android & iOS)
• Database SQL file with demo data
• Admin and customer panel access
• Installation and configuration documentation
• API integration guide for payments and notifications

📱 Supported Platforms

Backend: Windows, Linux, macOS
Web Admin: All modern browsers (Chrome, Firefox, Edge, Safari)
Mobile: Android & iOS via Flutter app
Deployment: Cloud or on-premise SaaS servers

🧠 Notes

• License: GPL – free to use, modify, and redistribute under GPL terms.
• Customization: Add extra payment gateways, multi-currency support, KYC/AML verification, or custom reports.
• SEO Optimization: Structured metadata, clean URLs, and fast loading for fintech SaaS visibility.

👨‍💻 Original Developer Credit

Developed by CodeCanyon Author. Full credit for system architecture, security, and fintech functionality belongs to the original creator.

🔒 Disclaimer

This software is redistributed under the GPL license. Users may freely download, use, and modify it under GPL terms. Redistribution is intended for educational and development purposes only. The distributor is not affiliated with the original author and provides no commercial warranty or official support.