📌 Overview

Agents can register merchants, generate payment QR codes, scan customer QR wallets,
track transactions, and manage balances — powered by centralized admin controls for monitoring commissions,
settlements, agents, and retail activity in real time.

Note: Financial operations must be configured only with legally authorized payment services.

✨ Key Features

• QR Payments — Scan & pay / static QR generation for merchants.
• Agent Dashboard — Transactions, commissions & settlement requests.
• Merchant Onboarding — Register retailers with KYC and documentation fields.
• Transaction History — Filtered logs with reference IDs & export support.
• Wallet System — Withdrawals, deposits & real-time balance updates.
• Push Notifications — Payment confirmations & settlement alerts.
• Secure Login — Multi-role access & data encryption practices.
• Cross-Platform Apps — Flutter-built Android & iOS apps.

⚙️ Technology & Requirements

• Mobile App: Flutter (Android & iOS)
• Backend: Laravel REST API with authentication
• Database: MySQL / MariaDB
• Compliance: SSL-enabled hosting for secure payments
• Integrations: Third-party licensed payment gateway(s)

Architecture focuses on speed, stability, and secure processing of payment data.

🚀 Installation & Deployment

1. Configure backend (.env) including payment gateway keys & currency rules.
2. Apply merchant onboarding policies & agent commission settings.
3. Open Flutter projects, update API URLs, and apply branding.
4. Perform live transaction tests under sandbox mode.
5. Publish on respective app stores after compliance validation.

📦 Included in Package

• Mobile app source (Android + iOS)
• Admin portal & API backend
• Wallet + commission + settlement modules
• Documentation for setup & payment configuration

🎯 Ideal For

• Retailers & small business networks
• Agent-driven digital payment programs
• Utility bill / micro-transaction services
• Field sales teams & collection agents

⚠️ Financial Compliance & Risk Notes

• Integration must be done only with licensed payment providers.
• KYC/AML verification required for merchants & high-value transactions.
• Ensure PCI-DSS equivalent protection of sensitive payment data.
• Wallet balances & settlements must be managed transparently.

Responsibility: Operators must follow regional legal frameworks for payment processing.

👨‍💻 Developer Credit

Full authorship belongs to the original developer.
Please refer to the official listing for licensing, updates & professional support.

🔒 Disclaimer

This listing is an informational software description.
Payment trademarks and services remain the property of their respective owners.