🚀 Overview

QRPay – Merchant Payment Gateway Solution is a complete digital payment system built for businesses, fintech startups, and merchants
who want to process instant payments via QR codes and digital wallets.
The platform empowers merchants to accept payments using QR codes, manage transactions in real-time, and monitor settlements from a powerful admin dashboard.

QRPay provides a secure, multi-role system for merchants, customers, and administrators — with features like wallet transfers, deposit management, settlement tracking, and dynamic QR code generation.
It’s a ready-to-deploy fintech-grade payment infrastructure that can be branded and customized for small to medium-scale payment operators or digital banks.

E-E-A-T (Experience): The system is modeled after modern fintech and QR payment systems (similar to UPI or PayPal QR). It incorporates real transaction workflows and PCI-DSS best practices for safe payment processing.

✨ Key Features

• 💰 QR-based Payments – merchants can generate dynamic or static QR codes for each transaction or account.
• 🏪 Merchant Panel – merchants can view sales analytics, settlements, and transaction histories.
• 👤 User Wallet System – built-in eWallet for users to deposit, send, and receive funds instantly.
• 🔐 Secure API Gateway – RESTful API for mobile and third-party app integrations.
• 📲 Mobile Payment Support – QR scanning, in-app payments, and transaction receipts for Android/iOS apps.
• 🏦 Bank Settlement System – admins can approve or process merchant withdrawals.
• 💳 Multiple Payment Methods – supports cards, wallet transfers, and external gateways (Stripe, PayPal, Flutterwave, Razorpay).
• 📊 Admin Dashboard – comprehensive dashboard with transaction statistics and merchant controls.
• 🌐 Multi-language & Multi-currency – ready for international deployment and localization.
• 📜 KYC & Verification – merchant onboarding with ID verification and approval workflow.
• 📢 Push Notifications & Email Alerts – real-time status updates for payments, deposits, and transfers.

⚙️ Technical Stack

• Backend: Laravel 9.x / PHP 8.x framework with REST API endpoints.
• Frontend: Blade templates or React/Vue-based merchant dashboards.
• Database: MySQL / MariaDB for wallets, transactions, users, and merchant logs.
• Payment APIs: Stripe, PayPal, Flutterwave, Razorpay integration-ready.
• QR Code Generator: PHP QRCode or Google Chart API for dynamic QR creation.
• Hosting: LAMP/LEMP server with SSL; recommended VPS for performance.
• Mobile Apps (optional): Flutter/React Native app for customers and merchants.

Expertise: Built for fintech startups and developers familiar with Laravel and REST API integration.
The codebase is modular and scalable for white-label SaaS payment systems.

🧩 Installation Guide

1. 📦 Upload all files to your server (public_html or Laravel root directory).
2. 🗄️ Import the provided SQL database file into MySQL.
3. ⚙️ Update your .env file with database, mail, and payment gateway credentials.
4. 🔑 Set up your admin account and configure merchant onboarding options in the dashboard.
5. 📱 Optionally connect mobile apps to the API using provided endpoints.
6. ✅ Run php artisan migrate --seed to finalize setup and populate demo data.

Note: Always enable HTTPS and secure your API tokens for production deployments.

📦 Deliverables

• 💻 Full Laravel project source code (frontend + backend)
• 📱 Optional Flutter mobile source (customer & merchant app)
• 📘 Detailed installation and configuration guide
• 🧾 SQL database dump
• 🧩 API documentation for third-party integration
• 📄 This SEO/E-E-A-T HTML description for GPL/resource listing

📱 Supported Platforms

• 🖥️ Web portal (merchant, admin)
• 📱 Android / iOS mobile apps (optional)
• ☁️ Backend: Linux VPS or shared hosting (PHP 8.x, MySQL 5.7+)
• 🌐 Compatible browsers: Chrome, Edge, Safari, Firefox

🧠 Notes

License: Provided under GPL/resource distribution for educational and internal testing.
Commercial or production use requires purchase from the original vendor.

Customization tips: Extend functionality with merchant settlement automation, crypto payments, or mobile NFC-based QR scanning.

SEO Assurance: Use schema markup (SoftwareApplication / WebApplication) and optimize for keywords like “merchant payment gateway,” “QR code payments,” and “digital wallet app.”

👨‍💻 Original Developer Credit

Developed by the original vendor of QRPay – Merchant Payment Gateway Solution available on CodeCanyon and similar marketplaces.
Please retain author attribution when redistributing under GPL.
Original CodeCanyon Listing

🔒 Disclaimer

This SEO-optimized, E-E-A-T-compliant description is created for GPL/resource listing and educational purposes only.
It is not the official vendor documentation and does not include warranties or official support.
Always comply with local fintech and KYC/AML regulations when deploying payment systems.