🚀 Overview

Purpose: RapidLab simplifies loan administration by offering a centralized dashboard for managing customers, loans, payments, and analytics in real time.
It eliminates manual paperwork, reduces human error, and provides transparency between lenders and borrowers.

Real-world use: Ideal for microfinance organizations, credit unions, lending startups, and fintech agencies that need a digital-first loan management experience.

Target users: Financial managers, loan officers, accountants, and developers creating private or SaaS-based loan platforms.

✨ Key Features

• Loan Application Management: Borrowers can apply for loans online, with admin approval workflows and automated scoring.
• Loan Calculator: Dynamic interest rate and EMI calculator integrated within the dashboard.
• Customer CRM: Manage borrower profiles, KYC documents, and loan history with search and filters.
• Disbursement Module: Track and approve loan amounts, installments, and repayment schedules.
• Repayment Tracking: Automated balance updates, overdue alerts, and amortization charts.
• Accounting System: Track income, expenses, and cash flow reports with ledger integration.
• Multi-User Roles: Admin, loan officer, accountant, and customer portals with secure role-based access.
• Notifications: Email and SMS alerts for payment due dates, approvals, and system updates.
• Reporting & Analytics: Loan performance metrics, repayment success rate, and customer summaries.
• Multi-Branch Support: Manage operations across different branches or franchises from one system.
• Secure Authentication: Two-factor login, data encryption, and session control.
• Modern UI: Responsive Bootstrap 5 interface optimized for desktop and mobile devices.

⚙️ Technical Stack

• Backend: PHP 8.x (Laravel Framework)
• Frontend: HTML5, CSS3, Bootstrap 5, JavaScript (AJAX / Vue.js optional)
• Database: MySQL 5.7+ / MariaDB 10+
• Server: Apache or Nginx with PHP-FPM
• APIs: SMS Gateway, Email Notifications, Payment Integrations (Stripe/PayPal optional)

Server Requirements:

• PHP extensions: mbstring, openssl, curl, gd, json, pdo, fileinfo
• 2 GB+ RAM recommended for production environments
• SSL certificate for secure operations

🧩 Installation Guide

1. Upload all project files to your web hosting server.
2. Create a new MySQL database and import rapidlab.sql.
3. Edit the .env file with your database credentials, mail settings, and API keys.
4. Run composer install to load dependencies.
5. Set write permissions for /storage and /bootstrap/cache.
6. Visit your domain to complete the setup wizard and create the admin account.

Tip: Configure cron jobs for automatic notifications and overdue payment tracking.

📦 Deliverables

• Full RapidLab PHP/Laravel source code (GPL licensed)
• Database schema and sample data
• Admin and user dashboards
• Installation documentation
• Payment integration and notification modules
• Responsive front-end template

📱 Supported Platforms

Server OS: Linux (Ubuntu, CentOS), macOS, or Windows with XAMPP/WAMP.

Client Access: Fully responsive web app compatible with Chrome, Firefox, Safari, and Edge on desktop and mobile devices.

🧠 Notes

License: Released under the GNU General Public License (GPL). Redistribution and modification permitted under GPL terms.

• Intended for developers, educators, and financial system prototyping.
• Ensure compliance with local financial regulations before commercial use.
• Keep developer credits and license files intact.

Customization Tips:

• Modify loan formulas in app/Services/LoanCalculator.php.
• Extend repayment logic and grace period settings under LoanController.php.
• Add new report charts via Chart.js integration.

SEO Assurance: Includes meta tags, structured schema, and optimized URLs to support discoverability for financial SaaS platforms.

👨‍💻 Original Developer Credit

This GPL release is based on the original RapidLab – Online Loan Management System developed by its respective author(s) on CodeCanyon.
Credit ensures respect for original intellectual work and transparency for open-source redistribution.

View RapidLab on CodeCanyon

🔒 Disclaimer

GPL Redistribution Notice: This version is distributed under GPL for educational, testing, and development purposes only.
It is not affiliated with or endorsed by the original developer.
Users are responsible for compliance with local financial laws and data protection regulations (e.g., GDPR, AML, KYC).

✅ E-E-A-T Compliance (Experience • Expertise • Authoritativeness • Trustworthiness)

Experience: Inspired by real-world fintech lending systems and credit bureau integrations used in microfinance operations.

Expertise: Built using the Laravel framework, applying best practices in backend security, API design, and financial reporting.

Authoritativeness: Proper credit is attributed to the original developer for transparency and authenticity.

Trustworthiness: Distributed under GPL with clear disclosure of license, data privacy, and compliance considerations.