AirPay – Mobile Banking App for Online Money Management

✨ Key Features

• Smart Dashboard: Real-time overview of balances, transactions, spending charts, and quick actions.
• Money Transfers: Peer-to-peer transfers, bank deposits, and internal wallet transfers with instant confirmations.
• Expense Tracking: Categorized spending analytics with daily/weekly/monthly filters.
• Bill Payments: Utilities, subscriptions, and top-ups integrated into one simple payment workflow.
• Wallet Management: Add/remove funds, track limits, and manage linked cards or payment methods.
• Multi-Currency Support: Handle USD, EUR, GBP, and local currencies (configurable via admin panel).
• Authentication & Security: PIN login, biometric auth, OTP, and encrypted local storage.
• Transaction History: Detailed logs with status updates, filtering, and export options.
• Push Notifications: Real-time alerts for transfers, withdrawals, and payments (via Firebase).
• Dark/Light Mode: Adaptive UI for accessibility and comfort.
• Admin Panel: Manage users, transactions, cards, and system configuration.
• Ad Integration (optional): Google AdMob for non-premium user monetization.

⚙️ Technical Stack

• Frontend (Mobile): Flutter 3.x (Dart), Material Design 3 UI
• Backend: Laravel 10/11 (PHP 8.1+), RESTful API
• Database: MySQL 8+ / MariaDB 10.5+
• Push Notifications: Firebase Cloud Messaging (FCM)
• Payments: Stripe, Razorpay, PayPal, or custom gateways (modular architecture)
• Security: AES encryption, JWT authentication, HTTPS/TLS enforced
• Infrastructure: Nginx or Apache; Redis (optional) for caching and queue jobs

Server Requirements: PHP 8.1+, Composer, MySQL/MariaDB, TLS certificate, and enabled extensions (mbstring, openssl, intl, fileinfo, pdo_mysql).

🧩 Installation Guide

1. Backend Setup: Upload source → composer install --no-dev → copy .env.example → configure DB, mail, and payment gateways.
2. Run Commands: php artisan key:generate → php artisan migrate --seed → php artisan storage:link.
3. Start Services: Set cron job * * * * * php artisan schedule:run and start queue worker.
4. Mobile App Setup: Open project in Android Studio or VS Code → set BASE_URL in config → add Firebase keys → update icons and package ID.
5. Build & Deploy: Run flutter build apk --release or flutter build appbundle → upload to Play Store.

📦 Deliverables

• ✅ Flutter mobile app source (UI + API integration)
• ✅ Laravel backend source code & REST API
• ✅ Database migrations & seeder data
• ✅ Firebase push notification integration
• ✅ Payment gateway stubs & configs
• ✅ Documentation (README + installation)
• ✅ GPL license file

📱 Supported Platforms

• Android: 5.0 (Lollipop) and newer
• iOS: 13+ (iPhone/iPad)
• Web Admin Panel: Chrome, Firefox, Safari, Edge (latest versions)

🧠 Notes

• License: Released under the GPL—you may study, modify, and redistribute under GPL terms.
• Customization Tips:
  • Connect multiple payment gateways and enable instant transfer logic via webhooks.
  • Integrate AI-based spending categorization for advanced financial insights.
  • Localize currencies, date formats, and language packs for regional markets.
• SEO & E-E-A-T Assurance: Clear architecture, transparent licensing, and documented financial workflows boost credibility, performance, and trust for GPL repositories or marketplace listings.

👨‍💻 Original Developer Credit

Please retain credit to the original marketplace author (e.g.,
CodeCanyon) to acknowledge their expertise and the product’s provenance.

🔒 Disclaimer

This software is a GPL redistribution offered for educational, testing, and development use. We are not the original vendor and do not provide official support or maintenance. All third-party brand names (e.g., Stripe, Razorpay, Firebase) belong to their owners. Before production, ensure compliance with financial regulations, AML/KYC laws, GDPR/CCPA data protection, and banking app security standards in your target jurisdiction.