🚀 Overview

Purpose: Enable secure, scalable, and feature-rich digital banking for customers and financial institutions.

Real-world use: Banks, fintech startups, and financial service providers can offer online account management, transactions, and reporting to clients efficiently.

Target users: Banks, fintech developers, financial institutions, and SaaS providers looking for a GPL-ready digital banking system.

✨ Key Features

• Account Management: Create, update, and manage customer accounts securely.
• Fund Transfers: Internal and external transactions with instant and scheduled transfers.
• Transaction History: View and export detailed transaction logs for auditing and reporting.
• Multi-Currency Support: Manage accounts and transactions in multiple currencies.
• Admin Dashboard: Manage users, accounts, transactions, and system settings centrally.
• Security & Compliance: Two-factor authentication, role-based access, and audit trails.
• Payment Gateway Integration: Connect with external payment systems for deposits, withdrawals, and online payments.
• Notifications: Email and SMS alerts for transactions, account activity, and security events.
• Reports & Analytics: Generate financial statements, transaction summaries, and customer reports.
• GPL License: Fully open-source, customizable, and redistributable under GPL terms.

⚙️ Technical Stack

• Frontend: HTML5, CSS3, JavaScript, React JS / Vue JS
• Backend: PHP 7.x / 8.x (Laravel)
• Database: MySQL / MariaDB
• Server: Apache / Nginx with PHP-FPM
• APIs: REST API for account management, transactions, notifications, and reporting

Server Requirements: PHP extensions: mbstring, curl, json, pdo, fileinfo; SSL required; 2GB+ RAM recommended; secure hosting environment is mandatory for financial data.

🧩 Installation Guide

1. Upload backend PHP files to a secure server.
2. Create a MySQL database and import viserbank.sql.
3. Update .env or config.php with database credentials, payment gateways, and system settings.
4. Set folder permissions for /storage, /uploads, and /logs.
5. Configure SSL certificates and secure server settings.
6. Access the admin panel to create users, manage accounts, and configure system preferences.
7. Test transactions, notifications, and reporting before going live.

📦 Deliverables

• Full backend source code (GPL licensed)
• Responsive admin and user dashboards
• Database schema & sample data
• Installation, configuration, and usage documentation
• Optional payment gateway integration templates

📱 Supported Platforms

Web: Chrome, Firefox, Safari, Edge (latest versions)

Server OS: Linux, macOS, Windows (PHP + MySQL hosting)

Mobile: Responsive design for tablets and smartphones; optional mobile app integration

🧠 Notes

License: GPL – Free to modify and redistribute under license terms with proper credit.

• Ideal for digital banking, fintech solutions, and financial SaaS platforms.
• Ensure SSL, secure hosting, and payment gateway configuration before deployment.
• Maintain author credits when redistributing.

Customization Tips:

• Modify UI, dashboards, and account management workflows to fit bank or fintech branding.
• Add integrations for payment gateways, KYC/AML verification, and analytics.
• Enhance security with 2FA, encryption, and audit logging.

Compliance & SaaS Assurance: Secure and modular architecture supports SaaS deployment, regulatory compliance, and discoverability.

👨‍💻 Original Developer Credit

This GPL release is based on the original ViserBank – Digital Banking System developed by its author(s) on CodeCanyon.
Proper attribution ensures transparency and respect for the original work.

View ViserBank on CodeCanyon

🔒 Disclaimer

GPL Redistribution Notice: Distributed under GNU GPL for development, educational, and open-source purposes. Not affiliated with or endorsed by the original developer. Users are responsible for secure deployment, data handling, and regulatory compliance.

✅ E-E-A-T Compliance (Experience • Expertise • Authoritativeness • Trustworthiness)

Experience: Built for real-world digital banking and fintech applications.

Expertise: Developed using Laravel backend and modern frontend frameworks for secure, scalable, and maintainable banking platforms.

Authoritativeness: Original developer credited to ensure authenticity and transparency.

Trustworthiness: GPL licensing ensures legal redistribution; installation guidance emphasizes security, compliance, and best practices.