🚀 Overview

Genius Bank is a comprehensive Digital Banking and Financial Management System built with Laravel, designed for banks, fintech startups, and financial organizations. This platform enables users to perform secure transactions, manage digital wallets, issue virtual cards, and track balances with real-time accuracy. Perfect for launching your own digital bank or neobank SaaS, Genius Bank combines banking-grade security with an intuitive interface.

✨ Key Features

• 🏦 Complete Banking Suite – account creation, deposits, withdrawals, and balance management
• 💳 Virtual & Physical Card Management – issue, activate, and manage debit/credit cards
• 💸 Fund Transfer System – internal, domestic, and international transfers with security validation
• 📲 Multi-Currency Wallets – manage and exchange currencies in real-time
• 📈 Financial Analytics Dashboard – track transactions, account performance, and income reports
• 🧾 Deposit & Loan Management – handle user deposits, interest, and repayment cycles
• 🔐 Bank-Grade Security – encryption, OTP, 2FA, and audit logs for complete data protection
• 🌍 Multi-language & Multi-currency Support – ready for international deployment
• 📱 Responsive Interface – optimized for mobile, tablet, and desktop devices
• 👨‍💼 Admin & Staff Roles – hierarchical permissions and access management

⚙️ Technical Stack

Backend: PHP 8.x with Laravel Framework
Frontend: Bootstrap 5 + Blade Templates
Database: MySQL / MariaDB
Server Requirements: Apache/Nginx, 4GB+ RAM, PHP extensions (curl, json, mbstring, openssl, intl, fileinfo)
Other Tools: Node.js for assets, Composer for dependency management

🧩 Installation Guide

1. Download the Genius Bank GPL package.
2. Upload the Laravel source files to your web server.
3. Create a MySQL database and import the included SQL file.
4. Set environment variables in the .env file (DB, mail, app key).
5. Run composer install and php artisan migrate --seed.
6. Access the admin panel to configure currencies, payment methods, and card settings.

📦 Deliverables

• Full Laravel source code with modular architecture
• Database SQL file with demo content
• Documentation for installation and system configuration
• Admin, user, and staff panel access
• API documentation and developer guidelines

📱 Supported Platforms

Backend: Windows, Linux, macOS
Web Interface: All modern browsers (Chrome, Firefox, Edge, Safari)
Mobile: Responsive web design compatible with Android and iOS devices

🧠 Notes

• License: GPL – free to use, customize, and redistribute.
• Customization: Integrate payment gateways (Stripe, PayPal, Flutterwave), enable APIs, or redesign dashboard themes.
• SEO Optimization: Structured schema, meta tags, and performance-enhanced for fintech visibility.

👨‍💻 Original Developer Credit

Developed by CodeCanyon Author. Full credit to the original developer for source architecture, UI, and design concept.

🔒 Disclaimer

This software is redistributed under the GPL license. Users may download, use, and modify it under GPL terms. Redistribution is intended for educational, research, and development purposes only. The distributor is not affiliated with the original author and provides no commercial warranty or support.