🚀 Overview

StripCard is a virtual card management and spending control system that integrates with
authorized card issuers, PSPs or Banking-as-a-Service providers. It allows users to manage
secure tokenized cards for online payments, subscriptions, and employee expense allocation — supported by real-time
transaction oversight.

Built for fintech startups, digital wallets, corporate spend teams, and platforms seeking branded virtual card interfaces
— while maintaining regulatory compliance responsibilities with licensed partners.

✨ Key Features

• Tokenized Virtual Cards UI: Connect only with approved card issuers or BaaS APIs.
• Spending Controls: Set limits, merchant/category rules, one-time or recurring budgets.
• Transaction Monitoring: Real-time ledger, approvals, alerts & anomaly detection (API-dependent).
• Subscription Tracking: Cancel/lock cards tied to unwanted recurring payments.
• Team & Role Management: Corporate card assignment with audit logs.
• Secure Vault: PAN never stored — tokenized aliases displayed only.
• KYC Integration Optional: Works with external verification providers (required for issuance).
• Branding & Theme Control: White-label design for fintech product launches.
• Notifications: Email/SMS/app alerts for approvals & declines.

⚙️ Technical & Security Details

• Stack: Laravel/PHP backend, REST/JSON APIs, secure UI (Bootstrap/Vue).
• Financial Compliance Support: PCI-aware UI patterns — no card numbers stored locally.
• Encryption: TLS/HTTPS required; server-side encryption using OpenSSL.
• Audit Logging: User actions, role permissions & security tracking.
• Server Requirements: PHP 8+, MySQL/MariaDB, cURL, JSON, OpenSSL.

🧩 Installation Guide

1. Deploy Laravel app on a secure HTTPS server.
2. Configure approved PCI-compliant payment API in .env.
3. Enable OAuth/API keys from your authorized financial provider.
4. Customize branding (logo/colors/card backgrounds).
5. Activate 2FA + strict RBAC before production use.

📦 Deliverables Included

• StripCard source code (dashboard + API integration layer)
• Database schema & sample tokens
• Documentation for secure deployment & fintech compliance

📱 Supported Platforms

• ✅ Web dashboard (Chrome, Edge, Safari, Firefox)
• ✅ Responsive for desktop/tablet/mobile operations

🧠 Risk, Compliance & Legal Notes

• Not a card issuer: Requires partnership with licensed PSP/BaaS issuer.
• KYC/AML obligations: Mandatory depending on regional laws & business model.
• PCI-DSS: All card data must remain with the certified issuer/token vault.
• Fraud Prevention: Monitor usage & enforce velocity and MCC rules.

👨‍💻 Original Developer Credit

Origin concept by the listed developer on
CodeCanyon.
This listing is a GPL redistribution with no affiliation or endorsement.

🔒 GPL License Disclaimer

Released under the GNU GPL for educational and compliant commercial use.
Operators are fully responsible for partnering with licensed financial entities and ensuring regulatory compliance.